Home » Homeowner Advocacy » Discharging Your Mortgage

Discharging your mortgage

Congratulations on paying off your mortgage! Now you’ll need to clear the title of your property by discharging the mortgage. This is done by recording a document called a “Discharge of Mortgage” or “Satisfaction of Mortgage” at the Registry of Deeds.

Here’s what to do:

Check with your lender: Sometimes, your lender or closing attorney will file the discharge for you. However, you might receive the Discharge of Mortgage in the mail.

File the discharge yourself: Bring the original Discharge of Mortgage provided by your lender, along with a check for $105 plus applicable postage fees made payable to the Registry of Deeds.

Record the discharge: We will record the discharge and return it to you within a couple of weeks. (For Registered Land, the original discharge will be retained.) Feel free to bring a copy for us to timestamp with the recording information for your records.

Mail-in option: If you prefer, mail the original Discharge of Mortgage with a check for $105 plus applicable postage fees made payable to the Registry of Deeds to:

Fall River Registry of Deeds
441 North Main Street
Fall River, MA 02720

If you have questions or concerns, please contact us